Medicare Coverage — Focused on Getting You the Most Benefits Available
Medicare isn’t just about having insurance. It’s about making sure you’re connected to every benefit you’re eligible for based on your health, income, and location.
Many people are enrolled in Medicare plans that technically “work,” but leave valuable benefits on the table. Things like money back to your Social Security check, OTC cards, extra dental and vision coverage, or even special plans for people with certain health conditions or Medicaid eligibility are often missed simply because no one ever explains them clearly.
As an independent Medicare broker, my role is not to push one plan — it’s to help you understand what benefits exist in your area, which ones you qualify for, and whether your current coverage is actually giving you the most value available.
How Medicare Really Works (And Why So Many People Miss Out):
Medicare plans can vary significantly by ZIP code, income level, and health status. Two people living just a few miles apart can have access to very different benefits — and most of those differences are never advertised.
Some people may qualify for plans that:
Add money back to their Social Security check through a Part B giveback
Provide OTC cards for groceries, household items, or utility bills
Offer enhanced dental, vision, and hearing benefits
Are designed specifically for people with Medicaid, chronic conditions, or limited income
.The challenge is knowing what applies to you — and that’s where most people get stuck
My Approach to Medicare
With over 10 years of experience working with seniors and families, I take a one-on-one, benefits-first approach to Medicare.
That Means:
We look at what coverage you already have
We identify any benefits you may qualify for but aren’t receiving
We review whether special plans like CSNPs or DSNPs are available to you
We focus on maximizing benefits — not changing plans unless it actually helps
Types of Benefits I Help People Explore:
Medicare plans with Part B premium givebacks
OTC benefit cards
Dental, vision, and hearing allowances
Special plans for chronic conditions (CSNPs)
Dual-eligible plans for those with Medicare and Medicaid (DSNPs)
Help understanding Medicaid qualification and next steps
Reviewing current plans to confirm they’re still the best fit
Common Questions:
Q: What happens during the appointment?
A: We’ll review your current Medicare coverage, talk through your situation, and look at what benefits may be available to you based on your location and eligibility. The conversation is informational and low-pressure.
Q: Will this feel like a sales call?
A: No. The goal is education and clarity. Many conversations end with people simply feeling more informed — even if no changes are made.
Q: Do I need to switch plans?
A: Not at all. If your current coverage is already the best fit for you, I’ll tell you that. No changes are made unless they truly make sense.
Q: What if I already have a Medicare Advantage or Supplement plan?
A: That’s completely fine. I’m happy to review what you have and explain how it works, even if no changes are needed.
Q: Can you help with extra Medicare benefits like OTC cards or Part B givebacks?
A: Yes. Depending on your ZIP code and eligibility, some plans offer additional benefits like OTC cards or Part B premium givebacks. I can help you see what’s available in your area.
Q: Do you help with Medicaid or Extra Help (LIS)?
A: Yes. I can help explain how these programs work, whether you may qualify, and what the next steps typically look like.
Q: Who should schedule an appointment?
A: Anyone who wants to be sure they’re getting the most benefits available through Medicare — whether you’re new to Medicare or have been on it for years.
Q: How long does the appointment take?
A: Most conversations take about 15–20 minutes, depending on your questions and situation.